Listing With an Agent vs. Selling for Cash
A plain side-by-side. Neither is always better — it depends on your house, your timeline, and your goal.
| List with an agent | Cash sale to HB&B | |
|---|---|---|
| Price | Usually aims for full market value on the MLS | Usually below market value |
| Repairs | Often needed before listing or after inspection | None — sold as-is |
| Showings | Open houses and showings | One walkthrough |
| Commission | Listing commission per your agreement | No commission from HB&B |
| Closing costs | Seller’s usual share | Most times HB&B covers them |
| Financing risk | Buyer’s loan can fall through | Cash — no loan contingency |
| Timeline | Depends on the market and buyer | Fast cash closing |
| Best for | Max price, house in good shape, time to wait | Speed, certainty, house needs work |